Marine N-Surance Brokers’ Yacht Policy provides excellent protection specifically designed for today’s yacht owner at some of the most competitive rates around. It’s written in plain language so that you can fully understand the coverage we provide you. It’s also flexible enough to be customized for your particular coverage needs.

Accidents occasionally happen to even the most careful yacht owners. Proper insurance coverage is essential to protect your yacht and the people who enjoy it, and to prevent you from worrying about your financial security. Here are some of the highlights of the policy:

“All risk” coverage for your yacht while it is afloat, ashore or in transit by trailer, truck, rail, or ferry. This includes the hull, machinery, sails, fittings and equipment. Your equipment temporarily stored ashore is covered for up to 50% of the amount of insurance on the yacht.
“All risk” coverage for dinghies, outboard motors and boat trailers. Yachts of all sizes and values are eligible.
Personal effects coverage up to $1,000 for personal property at no charge. Higher limits are available at an additional premium.
Commercial towing and assistance coverage (including boat trailer roadside service) in case of emergency.
Liability coverage for loss of life, bodily injury and property damages to third parties.
Defense cost coverage and civil suit bonds coverage.
Wreck removal expense coverage.
Liability coverage for your use of non-owned yachts under certain specified circumstances.
Automatic coverage for newly acquired yachts.
Longshore and harbor workers compensation insurance.
Uninsured and underinsured boaters insurance.
Medical payments coverage.
Valuation of damaged property is based on “new for old,” except for specifically listed items that are subject to depreciation.
An arbitration clause is included to promptly resolve coverage disputes.
Extension of territorial limits can be arranged to suit your navigational needs.
Yachts of all sizes and values are eligible for coverage.
The option of reducing your premium by increasing your hull deductible.
Convenient payment plans are available.

Contact your independent agent or broker to find out more about this superior policy.

Click here to download Yacht applications.